10360 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 10360 N River Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1964
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2014)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-251-006`

Property Details

APN / Parcel Number

Primary APN	`19-26-251-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft
Gross Area	2,940 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	98,010 sqft (2.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	10360 N RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0021627 PT GOV LT 2 NE FRL 1/4
Legal Range	08E
Legal Township	43N
Legal Section	26
Legal Block	251
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4018
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10360 N RIVER RD, ALGONQUIN, IL 60102-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2014 · Amount on Record
Deed Sale	Jul 3, 2014 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10360 N RIVER RD, ALGONQUIN, IL 60102-9612
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10360 N RIVER RD, ALGONQUIN, IL 60102-9612

Mortgage

Document Number	0000028203
Date	Oct 10, 2025
Instrument	2025R0028203

Lender

Name	CORNERSTONE NATIONAL BANK
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Adjustable	Adjustable Rate Rider

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10360 N RIVER RD, ALGONQUIN, IL 60102-9612
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013628
Date	Mar 12, 2021
Instrument	2021R0013628

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10360 N RIVER RD, ALGONQUIN, IL 60102-9612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056781
Date	Dec 23, 2020
Instrument	2020R0056781

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Barrington Hills Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$148,773 Land $80,255 Building $68,518	$446,319 Land $240,765 Building $205,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on N River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures