Black Hawk County property record for 1046 Webster St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 1,200 sqft · built 1966 |
| Lot Size | 0.497 acres (21,650 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,572 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-231-025 |
| Primary APN | 8913-24-231-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,200 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,650 sqft (0.497 acres) |
| Lot Dimensions | 139 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1046 WEBSTER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3364 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ROSE HILL FIRST ADDITION LOTS 1 THRU 3 BLK 4 AND N 1/2 VAC ALLEY ADJ TO LOTS 1 AND 2 BLK 4 ON S |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ROSE HILL FIRST ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1-3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 1800 |
1046 Webster St, a duplex, is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 WEBSTER ST, WATERLOO, IA 50703-3364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1046 Webster St was $2,572 with a homeowner's exemption, up 22.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (+22.59%) Homeowner's exemption | $136,910 Land $18,120 Building $118,790 | $136,910 Land $18,120 Building $118,790 |
| 2024 | $2,098.00 | ||
| 2023 | $106,920 (+23.36%) Land $18,120 Building $88,800 | $106,920 Land $18,120 Building $88,800 | |
| 2022 | $1,708.00 Homeowner's exemption | $86,670 Land $18,120 Building $68,550 | |
| 2021 | $86,670 Land $18,120 Building $68,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Webster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Webster St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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