1017 Webster St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1017 Webster St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 942 sqft · built 1972
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Oct 2018)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-24-228-006`

Property Details

APN / Parcel Number

Primary APN	`8913-24-228-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Basement Area	942 sqft
Finished Basement	450 sqft
Unfinished Basement	942 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	258 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1017 WEBSTER ST
City	WATERLOO
State	IA
Zip	50703-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE HILL FIRST ADDITION LOT 13 BLK 1 LOT 14 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ROSE HILL FIRST ADDITION
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1017 WEBSTER ST, WATERLOO, IA 50703-3363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF WACO
Oct 29, 2018	Deed of Trust, Mortgage MARINE CREDIT UNION
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	2018201900006939
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 5, 2026
Property Address	1017 WEBSTER ST, WATERLOO, IA 50703-3363
Document Number	0000011734
Instrument Date	Jul 14, 2026
Instrument	202611734
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WEBSTER ST, WATERLOO, IA 50703-3363

Mortgage

Document Number	0000011734,
Date	Aug 5, 2026
Instrument	202611734

Lender

Name	CITY OF WACO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 14, 2031

Interest

Rate	6.47%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1017 WEBSTER ST, WATERLOO, IA 50703-3363
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006940
Date	Oct 29, 2018
Instrument	201900006940

Lender

Name	MARINE CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1017 WEBSTER ST, WATERLOO, IA 50703-3363
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200020109
Date	Apr 15, 2022
Instrument	202200020109

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+26.48%) Homeowner's exemption	$119,930 (+31.3%) Land $14,110 Building $105,820	$119,930 (+31.3%) Land $14,110 Building $105,820
2024	$1,760.00 (+10.55%)
2023		$91,340 (+26.06%) Land $14,110 Building $77,230	$91,340 (+26.06%) Land $14,110 Building $77,230
2022	$1,592.00	$72,460 Land $14,110 Building $58,350
2021			$72,460 Land $14,110 Building $58,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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