1046 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1046 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 2,580 sqft · built 2016
Lot Size	0.041 acres (1,805 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jul 2021)
Tax Bill	$6,141 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242770`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242770`
Alternative APN	`78090242770`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,580 sqft Gross Area
1st Floor Area	898 sqft
Basement Area	461 sqft
Finished Basement	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Lot Area	1,805 sqft (0.041 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242770
Street Address	1046 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LT 53 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	53
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 2, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Book / Page	37154 / 437
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0287310264
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 8, 2021
Property Address	1046 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0371540437
Book / Page	37154 / 437
Map Reference	MB 335 PG 49
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1046 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0037154444
Date	Jul 8, 2021
Instrument	37154/444

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

February 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 2, 2017
Property Address	1046 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0306040226
Book / Page	30604 / 226
Instrument Date	Jan 27, 2017
Instrument	30604-226
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,470.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1046 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0030604234
Date	Feb 2, 2017
Instrument	30604-234

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,800 (+14.37%)	$592,000 (+13.58%) Land $175,000 Building $417,000
2025	$6,141.00 (+18.07%)
2023	$5,201.00	$476,333	$521,200 Land $170,000 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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