1044 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1044 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3 ba · 2,367 sqft · built 2016
Lot Size	0.043 acres (1,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,670 (Mar 2017)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242769`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242769`
Alternative APN	`78090242769`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,367 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	942 sqft
Basement Area	483 sqft
Finished Basement	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,851 sqft (0.043 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242769
Street Address	1044 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 52 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	52
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1044 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Mar 23, 2017	Deed, Transfer · VA Mortgage NORTH AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	201730761-065
Deed Book / Page	30761 / 65
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0287310264
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1044 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401490286
Date	Dec 29, 2023
Book Page	40149/286

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1044 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	VESTA SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386470499
Date	Apr 26, 2022
Book Page	38647/499

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 23, 2017
Property Address	1044 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0307610065
Book / Page	30761 / 065
Map Reference	MB336 PG42-50 PL1732
Instrument Date	Feb 28, 2017
Instrument	30761-065
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,670.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	, 30761-072
Date	Mar 23, 2017
Instrument	30761-072

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,633 (+14.15%)	$599,700 (+13.67%) Land $175,000 Building $424,700
2025	$5,836.00 (+13.32%)
2023	$5,150.00 Homeowner's exemption	$483,267	$527,600 Land $170,000 Building $357,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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