St. Charles County property record for 1046 Pike St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,434 sqft · built 1940 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068600A000 |
| Primary APN | 068600A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 930 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Level |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 068600A000 |
|---|---|
| Street Address | 1046 PIKE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MORNINGSIDE ADDN BLK 1 LOT 22 & 20LOT 23 |
| Legal Subdivision | MORNINGSIDE ADDN |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310501 |
1046 Pike St is owned and occupied by an individual who acquired it in November 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Sep 25, 2020 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 |
| Deed Sale | Nov 12, 2025 |
| Prior Sale | Dec 11, 2024 · Amount on File |
| Deed Document Number | 202550700 |
| Prior Transfer Date | Nov 10, 2025 |
| Prior Transfer Doc | 0000050700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 12, 2025 |
| Property Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Document Number | 0000050700 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025R-050700 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Name | Verified Name |
|---|---|
| Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Document Number | 0073712429 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 7371/2429 |
| Instrument | 20200814000584690 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Sep 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 25, 2020 |
| Property Address | 1046 PIKE ST, SAINT CHARLES, MO 63301-2906 |
| Document Number | 0000071567 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 71567 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 PIKE ST ST CHARLES MO 633012906, ST CHARLES, MO 63301-2906 |
| Document Number | 71568 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 71568 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2050 |
The 2025 property tax bill for 1046 Pike St was $2,563, up 7.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,776 (-) | $214,610 (-) Land $46,668 Building $167,942 | |
| 2025 | $2,563.00 (+7.19%) | $40,776 | $214,610 Land $46,668 Building $167,942 |
| 2024 | $2,391.00 | ||
| 2023 | $37,114 | ||
| 2022 | $195,332 Land $35,001 Building $160,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Pike St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1046 Pike St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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