St. Charles County property record for 1041 Pike St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,284 sqft · built 1950 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2024) |
| Tax Bill | $2,369 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 069210A000 |
| Primary APN | 069210A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 069210A000 |
|---|---|
| Street Address | 1041 PIKE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MORNINGSIDE ADDN BLK 4 LOT 14 & W 20LOT 13 |
| Legal Subdivision | MORNINGSIDE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 310501 |
1041 Pike St is owned and occupied by an individual who bought it in March 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 PIKE ST, SAINT CHARLES, MO 63301-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Mar 16, 2012 · Amount on File |
| Deed Document Number | 202410633 |
| Prior Transfer Date | Mar 5, 2012 |
| Prior Transfer Doc | 0000193010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 21, 2024 |
| Property Address | 1041 PIKE ST, SAINT CHARLES, MO 63301-2905 |
| Document Number | 0000010633 |
| Map Reference | MB 3 PG 103 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024R-010633 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | NOT AVAILABLE, LTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1211 OLIVE ST, SAINT CHARLES, MO 63301-0820 |
| Name | Verified Name |
|---|---|
| Address | 1041 PIKE ST, SAINT CHARLES, MO 63301-2905 |
| Document Number | 0000010634 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024R-010634 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1041 PIKE ST, SAINT CHARLES, MO 63301-2905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1041 PIKE ST, SAINT CHARLES, MO 63301-2905 |
| Document Number | 0000011578 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023R-011578 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1041 Pike St was $2,369.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,652 (-) | $198,167 (-) Land $46,668 Building $151,499 | |
| 2025 | $2,369.00 | $37,652 | $198,167 Land $46,668 Building $151,499 |
| 2023 | $33,946 | ||
| 2022 | $178,660 Land $35,001 Building $143,659 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1041 Pike St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1041 Pike St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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