1046 Fruitland Rd, Springfield, OH 45503 Property Records

Clark County property record for 1046 Fruitland Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,572 sqft · built 1959
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2026)
Tax Bill	$7,043 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-312-036`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-312-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,572 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,772 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	400 sqft
Pool Area	512 sqft
Porch	Enclosed Frame Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 FRUITLAND RD
City	SPRINGFIELD
State	OH
Zip	45503-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ACRES SUBD 15746
Legal Subdivision	HOMESTEAD ACRES SUBD
Legal Block	312
Legal Lot Number	36
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	2404

Owner

Source: Clark County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC
Mar 16, 2026	Warranty Deed, Transfer CLARITY TITLE LLC, CITY TITLE LLC
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	20263558
Deed Book / Page	2265 / 5797
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Apr 17, 2026
Property Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Document Number	0000005168
Book / Page	2267 / 3226
Instrument Date	Apr 13, 2026
Instrument	20265168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ARGONNE AVE, SPRINGFIELD, OH 45503-1261

Mortgage

Document Number	0000005168,
Date	Apr 17, 2026
Book Page	2267/3226
Instrument	20265168

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Mar 16, 2026
Property Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Document Number	0000003558
Book / Page	2265 / 5797
Map Reference	VOL 10 PG 109
Instrument Date	Mar 13, 2026
Instrument	202600003558
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLARITY TITLE LLC, CITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 15, 2023
Property Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Document Number	0000009013
Book / Page	2226 / 5617
Map Reference	VOL 10 PG 109
Instrument Date	Aug 11, 2023
Instrument	202300009013
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373

Mortgage

Document Number	0000009014
Date	Aug 15, 2023
Instrument	202300009014

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002750
Date	Feb 17, 2021
Book Page	2185/5091
Instrument	202100002750

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	May 9, 2017
Property Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373
Document Number	0000006540
Book / Page	2115 / 1694
Map Reference	VOL 10 PG 109
Instrument Date	May 8, 2017
Instrument	201700006540
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FRUITLAND RD, SPRINGFIELD, OH 45503-2373

Mortgage

Document Number	0000006541
Date	May 9, 2017
Instrument	201700006541

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,043.00 (+152.8%)	$80,190 (+45.85%) Land $11,170 Building $69,020	$229,090 (+45.86%) Land $31,900 Building $197,190
2024	$2,786.00 (+2.65%)
2023		$54,980 (-) Land $10,210 Building $44,770
2022	$2,714.00	$54,980 Land $10,210 Building $44,770	$157,060 Land $29,160 Building $127,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

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