1041 Fruitland Rd, Springfield, OH 45503 Property Records

Clark County property record for 1041 Fruitland Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1953
Lot Size	0.226 acres (9,827 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jan 2022)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-314-003`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-314-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	1,349 sqft
1st Floor Area	949 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,827 sqft (0.226 acres)
Lot Dimensions	126 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	264 sqft
Porch	Stoop
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 FRUITLAND RD
City	SPRINGFIELD
State	OH
Zip	45503-2376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ORCHARD SUBDIV ALL 12
Legal Subdivision	HOME ORCHARD SUBD
Legal Block	314
Legal Lot Number	3
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	2404

Owner

1041 Fruitland Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Clark County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Dec 27, 1988 · Amount on File
Deed Document Number	20221207
Deed Book / Page	2204 / 3869
Prior Transfer Date	Nov 21, 2006
Prior Transfer Doc	0000024942
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Jul 17, 2026
Property Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376
Document Number	0000009733
Book / Page	2271 / 5399
Instrument Date	Jul 2, 2026
Instrument	20269733
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376

Mortgage

Document Number	0000009733,
Date	Jul 17, 2026
Book Page	2271/5399
Instrument	20269733

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jan 20, 2022
Property Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376
Document Number	0000001207
Book / Page	2204 / 3869
Map Reference	VOL 10 PG 2
Instrument Date	Jan 18, 2022
Instrument	202200001207
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376

Mortgage

Document Number	0000001208
Date	Jan 20, 2022
Instrument	202200001208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1041 FRUITLAND RD, SPRINGFIELD, OH 45503-2376
Document Number	0000009300
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1041 FRUITLAND RD SPRINGFIELD OH 455032376, SPRINGFIELD, OH 45503-2376

Mortgage

Document Number	0000009300
Date	Jul 29, 2019
Book Page	002159/004782
Instrument	9300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Fruitland Rd was $4,401, up 136.9% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (+136.87%)	$50,110 Land $11,580 Building $38,530	$143,180 Land $33,090 Building $110,090
2024	$1,858.00
2023		$37,560 Land $10,590 Building $26,970
2022	$1,854.00		$107,310 Land $30,260 Building $77,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1041 Fruitland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Fruitland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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