Monroe County property record for 1046 Evergreen Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.54 acres (285,281 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,103 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-015-127-10 |
| Primary APN | 02-015-127-10 |
|---|
| Lot Area | 285,281 sqft (6.54 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1046 EVERGREEN DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL BEING PART OF THE SE 2/4 OF SEC 15, T8S R7E DES AS COM AT THE NE COR OF THE SE 1/4 OF SEC 15; TH S 89 DEG 24' 35" W |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 15 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 833200 |
1046 Evergreen Dr is owned and occupied by two individuals.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 EVERGREEN DR, TEMPERANCE, MI 48182-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 1046 EVERGREEN DR, TEMPERANCE, MI 48182-9314 |
| Document Number | 0000015008 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202615008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1046 EVERGREEN DR, TEMPERANCE, MI 48182-9314 |
| Document Number | 0000015008, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202615008 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1046 Evergreen Dr was $7,103 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,500 Land $433,500 | $867,000 Land $867,000 | |
| 2025 | $7,103.00 Homeowner's exemption | ||
| 2023 | $6,779.00 Homeowner's exemption | $307,300 | $614,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Evergreen Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Evergreen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Mercury Fiber, Verizon.
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