1040 Evergreen Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1040 Evergreen Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.645 acres (28,096 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2019)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-015-123-01`

Property Details

APN / Parcel Number

Primary APN	`02-015-123-01`

Exterior

Lot Area	28,096 sqft (0.645 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 EVERGREEN DR
City	TEMPERANCE
State	MI
Zip	48182-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T8S R7E PART OF THE SE 1/4 OF SEC 15 DES AS COM AT THE NE COR OF THE SE 1/4 OF SEC 15; TH S 0 DEG 0' W 332.28 FT AND S
Legal Range	07E
Legal Township	08S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	833200

Owner

1040 Evergreen Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Oct 10, 2019	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	201917559
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0000030096
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314

Mortgage

Document Number	0000020847
Date	Dec 18, 2025
Instrument	2025R20847

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314

Mortgage

Document Number	2021R17291
Date	Jun 30, 2021
Instrument	2021R17291

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 10, 2019
Property Address	1040 EVERGREEN DR, TEMPERANCE, MI 48182-9314
Document Number	0000017559
Instrument Date	Oct 9, 2019
Instrument	17559
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5403 HONEYMAPLE LN TOLEDO OH 436231646, TOLEDO, OH 43623-1646

Mortgage

Document Number	17560
Date	Oct 10, 2019
Instrument	17560

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Evergreen Dr was $2,804 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 Land $158,800	$317,600 Land $317,600
2025	$2,804.00 Homeowner's exemption
2023	$2,555.00 Homeowner's exemption	$93,200	$186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Evergreen Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

Nearby Properties on Evergreen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures