1046 Elbert St, Oakland, CA 94602 Property Records

Alameda County property record for 1046 Elbert St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,073 sqft · built 1922
Lot Size	0.068 acres (2,960 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Aug 2025)
Tax Bill	$17,154 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-561-11`

Property Details

APN / Parcel Number

Primary APN	`24-561-11`
Alternative APN	`024-0561-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	196 sqft
Basement Area	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,960 sqft (0.068 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 ELBERT ST
City	OAKLAND
State	CA
Zip	94602-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	LOT: 00011 BLK: AR: 0024 PAGE: 0561
Legal Subdivision	FOURTH AVE COURT
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	405000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 ELBERT ST, OAKLAND, CA 94602-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Aug 27, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	2025102601
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000133894
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 11, 2023
Property Address	1046 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000040616
Map Reference	MB 26 PG 46
Instrument Date	Mar 31, 2023
Instrument	2023040616
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1046 ELBERT ST, OAKLAND, CA 94602-1320

Mortgage

Document Number	0000040617
Date	Apr 11, 2023
Instrument	2023040617

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1046 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000212288
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3548 BRODERICK ST SAN FRANCISCO CA 941231409, SAN FRANCISCO, CA 94123-1409

Mortgage

Document Number	0000212288
Date	Aug 27, 2020
Instrument	212288

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 27, 2020
Property Address	1046 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000212286
Map Reference	MB 26 PG 46
Instrument Date	Aug 16, 2020
Instrument	2020212286
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1046 ELBERT ST, OAKLAND, CA 94602-1320

Mortgage

Document Number	0000212287
Date	Aug 27, 2020
Instrument	2020212287

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000212288
Date	Aug 27, 2020
Instrument	2020212288

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 15, 2019
Property Address	1046 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000133894
Instrument Date	Jun 19, 2019
Instrument	133894
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1046 ELBERT ST OAKLAND CA 946021320, OAKLAND, CA 94602-1320

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$990,000 (-17.26%) Land $297,000 Building $693,000
2025	$17,154.00 (+0.56%) Homeowner's exemption	$1,196,460 (+7.58%) Land $358,938 Building $837,522
2023	$17,059.00	$1,112,187 Land $333,656 Building $778,531	$1,008,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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