1040 Elbert St, Oakland, CA 94602 Property Records

Alameda County property record for 1040 Elbert St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,616 sqft · built 1987
Lot Size	0.286 acres (12,465 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Apr 1997)
Tax Bill	$10,350 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-561-9-3`

Property Details

APN / Parcel Number

Primary APN	`24-561-9-3`
Alternative APN	`024-0561-009-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,616 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	12,465 sqft (0.286 acres)

Location & Zoning

Street Address	1040 ELBERT ST
City	OAKLAND
State	CA
Zip	94602-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 0009 AR: 0024 PAGE: 0561
Legal Subdivision	FOURTH AVE COURT
Legal Lot Number	7-10
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	405000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 ELBERT ST, OAKLAND, CA 94602-1320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1997 · Amount on Record
Deed Sale	Apr 18, 1997 · Amount on Record
Deed Document Number	199799614
Prior Transfer Date	Mar 25, 1997
Prior Transfer Doc	0000099615
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2021
Property Address	1040 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000117621
Map Reference	MB 26 PG 46
Instrument Date	Mar 17, 2021
Instrument	2021117621
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1040 ELBERT ST, OAKLAND, CA 94602-1320

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2021
Property Address	1040 ELBERT ST, OAKLAND, CA 94602-1320
Document Number	0000117619
Map Reference	MB 26 PG 46
Instrument Date	Mar 17, 2021
Instrument	2021117619
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1040 ELBERT ST, OAKLAND, CA 94602-1320

Mortgage

Document Number	0000117620
Date	Mar 23, 2021
Instrument	2021117620

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,463 (+0.93%) Land $199,339 Building $465,124
2025	$10,350.00 (-0.4%) Homeowner's exemption	$651,435 (+4.04%) Land $195,430 Building $456,005
2023	$10,392.00 Homeowner's exemption	$626,143 Land $187,843 Building $438,300	$1,565,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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