1046 E Ramsey St, Banning, CA 92220 Property Records

Riverside County property record for 1046 E Ramsey St, Banning, CA 92220

Property Summary

Property Type	Restaurant
Details	600 sqft · built 1977
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on File
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`541-200-007`

Property Details

APN / Parcel Number

Primary APN	`541-200-007`

Interior

Stories	1 Story
Building Area	600 sqft Gross Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	1046 E RAMSEY ST
City	BANNING
State	CA
Zip	92220-5924
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CM
Legal Description	POR BLK 174 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	MAP OF PART OF BANNING COLONY LANDS
Legal Block	174
Legal Lot Number	174
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4022
Census Tract	44200

Owner

Source: Riverside County records · APN 541-200-007

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	47698 TWIN PINES RD, BANNING, CA 92220-9673
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 06, 2022
Transfer Doc	0000389719
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 09, 2022
Property Address	1046 E RAMSEY ST, BANNING, CA 92220-5924
Document Number	0000389719
Map Reference	MB 1 PG 28
Instrument Date	Sep 06, 2022
Instrument	2022-0389719
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	47698 TWIN PINES RD, BANNING, CA 92220-9673

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$181,504 (+2%) Land $80,247 Building $101,257
2025	$2,548.00 (+3.03%)	$177,946 (+4.04%) Land $78,674 Building $99,272
2023	$2,473.00 (+2.06%)	$171,038 Land $75,620 Building $95,418
2022	$2,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

Based on FCC filings for 202 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BANNING serves 31,680 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.