1045 E Ramsey St, Banning, CA 92220 Property Records

Riverside County property record for 1045 E Ramsey St, Banning, CA 92220

Property Summary

Property TypeCommercial Vacant Land
Lot Size2.25 acres (98,010 sqft)
OwnerCompany Name on Record
Last Sale$1,250,000 (May 2026)
Tax Bill$1,952 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN541-161-011

Property Details

APN / Parcel Number

Primary APN541-161-011

Exterior

Lot Area98,010 sqft (2.25 acres)

Location & Zoning

Street Address1045 E RAMSEY ST
CityBANNING
StateCA
Zip92220
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCM
Legal Description2.25 ACRES IN POR BLK 170 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal SubdivisionMAP OF PART OF BANNING COLONY LANDS
Legal Block170
Legal Lot Number170
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4021
Census Tract44200

Owner

Source: Riverside County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address520 S GREENWOOD AVE, MONTEBELLO, CA 90640-5163
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Deed Document Number2026149646
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 15, 2026
Property Address520 S GREENWOOD AVE, MONTEBELLO, CA 90640-5163
Document Number0000149646
Instrument DateMay 11, 2026
Instrument2026.149646
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address520 S GREENWOOD AVE, MONTEBELLO, CA 90640-5163

Mortgage

Document Number0000149647,
DateMay 15, 2026
Instrument2026..149647
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Mortgage

Document Number0000149649,
DateMay 15, 2026
Instrument2026.149649
Lender
Agreement
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,952.00 (+1.99%)$137,897 (+4.04%) Land $137,897
2023$1,914.00 (+2.08%)$132,544 Land $132,544
2022$1,875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on E Ramsey St

Nearby Streets

Search Property Records by Address or Parcel Number