1046 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 1046 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAS 00073B`

Property Details

APN / Parcel Number

Primary APN	`HAS 00073B`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	1046 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OUTLOT 7 & OUTLOT 8 S C HALLS ADD DESC AS COM SW COR O.L. 7, S87D20'E 132.72' TO POB, N 148.50', S87D20'E 131.28', S 148.5
Legal Subdivision	HALLS, S C ADD
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2000
Census Tract	400

Owner

Source: Walworth County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 MIDGE ST, JOHNSON CREEK, WI 53038-1203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit UW CU
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit UW CU
Sep 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 6, 2019
Transfer Doc	0000993959
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1046 E MAIN ST, WHITEWATER, WI 53190-2101
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001064610
Date	Jul 1, 2022
Instrument	1064610

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1046 E MAIN ST, WHITEWATER, WI 53190-2101
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000996545
Date	Oct 21, 2019
Instrument	996545

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1046 E MAIN ST, WHITEWATER, WI 53190-2101
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040301
Date	Jun 24, 2021
Instrument	1040301

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALWORTH WI
Recording Date	Sep 10, 2019
Property Address	1046 E MAIN ST, WHITEWATER, WI 53190-2101
Document Number	0000993959
Instrument Date	Sep 6, 2019
Instrument	993959
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 E MAIN ST, WHITEWATER, WI 53190-2101
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+161.62%)	$232,800 (+18.9%) Land $54,900 Building $177,900	$234,749 (+28.03%) Land $55,360 Building $179,389
2023	$1,446.00 (-49.74%) Homeowner's exemption	$195,800 (+11.5%) Land $54,900 Building $140,900
2022	$2,877.00 Homeowner's exemption	$175,600 Land $54,900 Building $120,700	$183,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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