1046 E Bentley Cir, Troy, OH 45373 Property Records

Miami County property record for 1046 E Bentley Cir, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,713 sqft · built 2022
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R50-041602`

Property Details

APN / Parcel Number

Primary APN	`R50-041602`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	3,426 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,312 sqft (0.099 acres)
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1046 E BENTLEY CIR
City	TROY
State	OH
Zip	45373-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10972 VILLAS OF HALIFAX
Legal Subdivision	VILLAS OF HALIFAX SUBDIVISION
Legal Lot Number	10972
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1036
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1046 E BENTLEY CIR, TROY, OH 45373-7840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREENVILLE FEDERAL
Sep 29, 2022	Warranty Deed, Construction Loan · Construction Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024
Deed Sale	Jan 25, 2024
Deed Document Number	2024783
Last Transfer Date	Aug 16, 2024
Transfer Doc	0000008281
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 25, 2024
Property Address	1046 E BENTLEY CIR, TROY, OH 45373-7840
Document Number	0000000783
Map Reference	MB 28 PG 8
Instrument Date	Jan 18, 2024
Instrument	2024OR-00783
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1046 E BENTLEY CIR, TROY, OH 45373-7840

Mortgage

Document Number	0000000784
Date	Jan 25, 2024
Instrument	2024OR-00784

Lender

Name	GREENVILLE FEDERAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	11.7%
Index	1-Year CMT
Max Rate	8.75%

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 29, 2022
Property Address	1046 E BENTLEY CIR, TROY, OH 45373-7840
Document Number	0000014298
Map Reference	MB 28 PG 8
Instrument Date	Sep 29, 2022
Instrument	2022OR-14298
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MARKET ST, TROY, OH 45373-1421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014299
Date	Sep 29, 2022
Instrument	2022OR-14299

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Mar 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (+8.21%) Homeowner's exemption	$116,940 (+29.7%) Land $13,650 Building $103,290	$334,100 (+29.7%) Land $39,000 Building $295,100
2024	$2,912.00 (+560.32%)	$90,160 (+560.51%) Land $13,650 Building $76,510
2023	$441.00 (+6.01%)	$13,650 (+10.8%) Land $13,650	$257,600 (+631.82%) Land $39,000 Building $218,600
2022	$416.00	$12,320 Land $12,320	$35,200 Land $35,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Frontier, Verizon.

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