Harford County property record for 1046 Agate Dr, Edgewood, MD 21040 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1985 |
| Lot Size | 0.033 acres (1,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Dec 2018) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-092162 |
| Primary APN | 01-092162 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,296 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,440 sqft (0.033 acres) |
| Lot Dimensions | 80 ft deep x 18 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092162 |
|---|---|
| Street Address | 1046 AGATE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 151 18X80 1046 AGATE DRIVE WEST SHORE P1 P 50/29 |
| Legal Subdivision | REVISED FINAL PLAT WEST SHORE |
| Legal Lot Number | 151 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records · APN 01-092162
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2424 EDWARDS LN, CHURCHVILLE, MD 21028-1601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Dec 19, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Feb 14, 2018 · Amount on Record |
| Deed Book / Page | 13097 / 241 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0129580426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1046 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0136870163 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1046 AGATE DR EDGEWOOD MD 210401302, EDGEWOOD, MD 21040-1302 |
| Document Number | 0136870163 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 013687/000163 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 19, 2018 |
| Property Address | 1046 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0130970241 |
| Book / Page | 13097 / 0241 |
| Map Reference | MB 50 FO 29 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E PENN SQ # SQ12TH, 100, PHILADELPHIA, PA 19107-3323 |
| Name | Verified Name |
|---|---|
| Address | 1046 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0013097247 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 13097/247 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 27, 2018 |
| Property Address | 1046 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0129580426 |
| Book / Page | 012958 / 000426 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 14, 2018 |
| Property Address | 1046 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0127080443 |
| Book / Page | 012708 / 000443 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7800 HARKINS RD LANHAM SEABROOK MD 207061333, LANHAM SEABROOK, MD 20706-1333 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,800 (+24.41%) Land $40,000 Building $132,800 | $172,800 (+24.41%) Land $40,000 Building $132,800 | |
| 2025 | $1,637.00 (+11.13%) | ||
| 2023 | $138,900 Land $40,000 Building $98,900 | $138,900 Land $40,000 Building $98,900 | |
| 2022 | $1,473.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253017071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force 10 of 15 on primary residences |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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