1044 Agate Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1044 Agate Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,584 sqft · built 1985
Lot Size	0.039 acres (1,680 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2022)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-092154`

Property Details

APN / Parcel Number

Primary APN	`01-092154`
Alternative APNs	`1092154` `092154`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Total Area
Basement Area	567 sqft
Finished Basement	567 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,680 sqft (0.039 acres)
Lot Dimensions	80 ft deep x 21 ft wide
Deck Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092154
Street Address	1044 AGATE DR
City	EDGEWOOD
State	MD
Zip	21040-1302
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 150 21X80 1044 AGATE DRIVE WEST SHORE P1 P 50/29
Legal Subdivision	WEST SHORE
Legal Lot Number	150
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1015
Census Tract	301707

Owner

Source: Harford County records · APN 01-092154

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1044 AGATE DR, EDGEWOOD, MD 21040-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	Apr 15, 2008
Deed Book / Page	15692 / 222
Prior Transfer Date	Mar 14, 2008
Prior Transfer Doc	0077790570
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 03, 2022
Property Address	1044 AGATE DR, EDGEWOOD, MD 21040-1302
Document Number	0156920222
Book / Page	15692 / 222
Map Reference	MB HDC 50 FO 29
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 AGATE DR, EDGEWOOD, MD 21040-1302

Mortgage

Document Number	0156920230
Date	Oct 03, 2022
Instrument	15692-0230

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,100 (+16.64%) Land $40,000 Building $215,100	$255,100 (-) Land $40,000 Building $215,100
2025	$1,986.00 (+28.54%)	$218,700 (+49.9%)	$255,100 (+74.85%) Land $40,000 Building $215,100
2023		$145,900 Land $40,000 Building $105,900	$145,900 Land $40,000 Building $105,900
2022	$1,545.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.