10459 Windemere, Carmel, IN 46032 Property Records

Hamilton County property record for 10459 Windemere, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 8,511 sqft · built 1999
Lot Size	0.819 acres (35,719 sqft)
Owner	2 Company Names on Record
Tax Bill	$16,146 (2024)
Deeds & Mortgages	Mar 2024 Transfer Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-009-022.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-009-022.000-018`
Alternative APNs	`291309009022000034` `1713090009022000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	8,511 sqft Living Area
1st Floor Area	3,982 sqft
2nd Floor Area	1,539 sqft
Basement Area	3,982 sqft
Finished Basement	2,990 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Lot Dimensions	249 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713090009022000
Old Parcel Number	291309009022000034
Street Address	10459 WINDEMERE
City	CARMEL
State	IN
Zip	46032-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .82, SECTION 9, TOWNSHIP 17, RANGE 3, WINDEMERE, SECTION 5, LOT 95, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	WINDEMERE SEC 5
Legal Block	5
Legal Lot Number	95
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	10459 WINDEMERE, CARMEL, IN 46032-8594
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Feb 12, 2018	Deed of Trust, Mortgage NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 16, 2007
Deed Sale	Apr 16, 2007
Prior Sale	Apr 16, 2007
Deed Document Number	2007020913
Last Transfer Date	Mar 4, 2024
Transfer Doc	0000007228
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 4, 2024
Property Address	10459 WINDEMERE, CARMEL, IN 46032-8594
Document Number	0000007228
Map Reference	DOC 9746088
Instrument Date	Feb 29, 2024
Instrument	2024007228
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10459 WINDEMERE, CARMEL, IN 46032-8594

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10459 WINDEMERE, CARMEL, IN 46032-8594
Document Number	0000006290
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10459 WINDEMERE CARMEL IN 460328594, CARMEL, IN 46032-8594

Mortgage

Document Number	0000006290
Date	Feb 16, 2018
Instrument	6290

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2028

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,499,900 (+7.54%) Land $335,800 Building $1,164,100	$1,499,900 (+7.54%) Land $335,800 Building $1,164,100
2024	$16,146.00 (+22.94%)	$1,394,700 (+22.82%) Land $335,800 Building $1,058,900	$1,394,700 (+22.82%) Land $335,800 Building $1,058,900
2023	$13,133.00 (+4.07%) Homeowner's exemption	$1,135,600 (+4.75%) Land $335,800 Building $799,800	$1,135,600 (+4.75%) Land $335,800 Building $799,800
2022	$12,619.00 Homeowner's exemption	$1,084,100 Land $158,300 Building $925,800	$1,084,100 Land $158,300 Building $925,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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