10422 Windemere, Carmel, IN 46032 Property Records

Hamilton County property record for 10422 Windemere, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 5,715 sqft · built 1998
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Owner Names on Record
Tax Bill	$12,812 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-009-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-009-004.000-018`
Alternative APNs	`291309009004000034` `1713090009004000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,715 sqft Living Area
1st Floor Area	2,964 sqft
2nd Floor Area	1,351 sqft
Attic	Attic
Attic Area	664 sqft
Basement Area	2,152 sqft
Finished Basement	1,400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	193 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces
Pool Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713090009004000
Old Parcel Number	291309009004000034
Street Address	10422 WINDEMERE
City	CARMEL
State	IN
Zip	46032-8591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .55, SECTION 9, TOWNSHIP 17, RANGE 3, WINDEMERE, SECTION 5, LOT 77
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	WINDEMERE
Legal Block	5
Legal Lot Number	77
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1012
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	10422 WINDEMERE, CARMEL, IN 46032-8591
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage AAFMAA MORTGAGE LLC
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage AAFMAA MORTGAGE LLC
Apr 11, 2019	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2007
Deed Sale	May 1, 2007
Prior Sale	May 1, 2007
Deed Document Number	0000023983
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10422 WINDEMERE, CARMEL, IN 46032-8591
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037802
Date	Oct 2, 2023
Instrument	2023037802

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10422 WINDEMERE, CARMEL, IN 46032-8591
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051147
Date	Jul 14, 2021
Instrument	2021051147

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company
Address	MORRISVILLE, NC 27560

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10422 WINDEMERE, CARMEL, IN 46032-8591
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021051147
Date	Jul 14, 2021
Instrument	2021051147

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company
Address	MORRISVILLE, NC 27560

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10422 WINDEMERE, CARMEL, IN 46032-8591
Document Number	0000017810
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	PINNACLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10422 WINDEMERE CARMEL IN 460328591, CARMEL, IN 46032-8591

Mortgage

Document Number	0000017810
Date	May 3, 2019
Instrument	17810

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.54%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,214,500 (+9.35%) Land $304,900 Building $909,600	$1,214,500 (+9.35%) Land $304,900 Building $909,600
2024	$12,812.00 (+16.15%)	$1,110,700 (+17.9%) Land $304,900 Building $805,800	$1,110,700 (+17.9%) Land $304,900 Building $805,800
2023	$11,031.00 (+13.31%) Homeowner's exemption	$942,100 (+11.61%) Land $304,900 Building $637,200	$942,100 (+11.61%) Land $304,900 Building $637,200
2022	$9,735.00 Homeowner's exemption	$844,100 Land $143,800 Building $700,300	$844,100 Land $143,800 Building $700,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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