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10459 E Lucas Trl, Inverness, FL 34450 Property Records

Citrus County property record for 10459 E Lucas Trl, Inverness, FL 34450

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 1986
Lot Size29.6 acres (1,291,118 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Sep 2025)
Tax Bill$2,322 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN20E-18S-36-13300

Property Details

APN / Parcel Number

Primary APN20E-18S-36-13300
Alternative APNs
  • 3618S20E13300
  • 1718899

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1986
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area1,291,118 sqft (29.6 acres)
Garage TypeCarport
CarportCarport
Carport Area1,044 sqft

Exterior Amenities

PorchOpen Porch
Porch Area528 sqft
Patio Area160 sqft
Pole Barn120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1718899
Old Parcel Number3618S20E13300
Street Address10459 E LUCAS TRL
CityINVERNESS
StateFL
Zip34450-2977
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionPT OF W1/2 OF SW1/4 OF NE1/4 & NW1/4 OF NW1/4 OF SE1/4 SEC 36-18-20 S & W OF WITHLACOOCHEE RVR LESS S 30 FT DESC IN OR BK 682
Legal Range20E
Legal Township18S
Legal Section36
Legal SubdivisionUNREC TRACTS IN 36-18S-20E
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1004
Census Tract450901

Owner

10459 E Lucas Trl, a mobile home, is owned by an individual who bought it in September 2025.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address6054 W SR 44, LAKE PANASOFFKEE, FL 33538-3114
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2025 · Amount on File
Deed SaleSep 2, 2025 · Amount on File
Prior SaleOct 17, 2012 · Amount on File
Deed Document Number2025053027
Deed Book / Page3598 / 95
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 2, 2025
Property Address10459 E LUCAS TRL, INVERNESS, FL 34450-2977
Document Number0035980095
Book / Page3598 / 95
Instrument DateAug 15, 2025
Instrument2025053027
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1947 TANGLEWOOD DR NE, SAINT PETERSBURG, FL 33702-4735

Transferred To (Grantee/Buyer)

NameVerified Name
Address6054 W SR 44, LAKE PANASOFFKEE, FL 33538-3114

Mortgage

Document Number0000359897
DateSep 2, 2025
Instrument3598/97
Lender
NameBRANNEN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 10459 E Lucas Trl was $2,322, up 6.8% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,322.00 (+6.81%)$145,153 (-1.36%) Land $37,370 Building $107,783
2024$2,174.00 (+8.97%)$147,158 (+12.52%) Land $37,370 Building $109,788
2023$1,995.00 (+11.45%)$130,789 (+11.16%) Land $37,370 Building $93,419
2022$1,790.00$117,661 Land $37,370 Building $80,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10459 E Lucas Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 154 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims40 (1982–2024)
Claims Outside the SFHA2 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Oct 2004 · 17 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10459 E Lucas Trl is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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