10145 E Lucas Trl, Inverness, FL 34450 Property Records

Citrus County property record for 10145 E Lucas Trl, Inverness, FL 34450

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 2 ba · 2,100 sqft · built 1987
Lot Size	30.7 acres (1,337,983 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2025)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Feb 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`20E-18S-36-31400`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-36-31400`
Alternative APNs	`20E-18S-36-0000-31400` `3618S20E31400` `3520269`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Gross Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Exterior Material	Prefab Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	1,337,983 sqft (30.7 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Open Aluminum/Fiberglass Porch
Porch Area	1,188 sqft
Pole Barn	840 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3520269
Street Address	10145 E LUCAS TRL
City	INVERNESS
State	FL
Zip	34450-8217
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	CLMH
Legal Description	THE SOUTH 50 FT. OF THE NE 1/4 OF THE NW 1/4 OF S36-18-20 BEGINNING 30 FT. WEST OF THE NE CORNER OF THE WEST 1/2 OF THE SE 1/4 OF THE NW 1/4 OF SAID SEC. AND RUNNING EAST TO THE EAST LINE OF SAID NE 1/4 OF THE NW 1/4; AND THE EAST 50 FT. OF THE NE 1/
Legal Range	20E
Legal Township	18S
Legal Section	36
Legal Subdivision	UNREC TRACTS IN 36-18S-20E
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450901

Owner

10145 E Lucas Trl, an agricultural property, is owned by two individuals who bought it in February 2025.

Source: Citrus County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1971, INVERNESS, FL 34451-1971
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Oct 1, 2008 · Amount on File
Deed Document Number	20256423
Deed Book / Page	3536 / 2437
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	0035362437
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10145 E LUCAS TRL, INVERNESS, FL 34450-8217
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1971, INVERNESS, FL 34451-1971

Mortgage

Document Number	0035362433
Date	Feb 3, 2025
Book Page	3536/2433
Instrument	2025006422

Lender

Name	RUTH K WHITEHURST
Type	Private Party
Address	8909 E TSALA APOPKA DR, INVERNESS, FL 34450

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10145 E Lucas Trl was $1,033, up 14.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+14.27%)	$77,620 (-65.91%)	$229,634 (+0.87%) Land $123,360 Building $106,274
2024	$904.00 (+5.48%) Homeowner's exemption Additional exemption filed	$227,663 (+4.34%) Land $123,360 Building $104,303	$227,663 (+4.34%) Land $123,360 Building $104,303
2023	$857.00 (+3.5%) Homeowner's exemption Additional exemption filed	$218,185 (+2.93%) Land $123,360 Building $94,825	$218,185 (+2.93%) Land $123,360 Building $94,825
2022	$828.00 Homeowner's exemption Additional exemption filed	$211,981 Land $123,360 Building $88,621	$211,981 Land $123,360 Building $88,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10145 E Lucas Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10145 E Lucas Trl is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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