10457 138th St, Largo, FL 33774 Property Records

Pinellas County property record for 10457 138th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1973
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2017)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0498-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0498-4`
Alternative APNs	`18-30-15-40458-000-0390` `301518404580000390` `153018404580000390` `R191080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,914 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,684 sqft (0.176 acres)
Lot Dimensions	107 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191080
Street Address	10457 138TH ST
City	LARGO
State	FL
Zip	33774-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HOLIDAY GROVES LOT 39
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	HOLIDAY GROVES
Legal Tract	40458
Legal Lot Number	39
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2009
Census Tract	25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10457 138TH ST, LARGO, FL 33774-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	2017251771
Deed Book / Page	19738 / 1913
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10457 138TH ST, LARGO, FL 33774-5319
Document Number	0206462227
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10457 138TH ST LARGO FL 337745319, LARGO, FL 33774-5319

Mortgage

Document Number	0206462227
Date	Aug 8, 2019
Book Page	020646/002227
Instrument	252212

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 11, 2017
Property Address	10457 138TH ST, LARGO, FL 33774-5319
Document Number	0197381913
Book / Page	19738 / 1913
Map Reference	MB66 PG86
Instrument Date	Jul 10, 2017
Instrument	2017251771
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 CYPRESS TRACE DR, 1814, SAFETY HARBOR, FL 34695-4515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10457 138TH ST, LARGO, FL 33774-5319

Mortgage

Document Number	2017251772
Date	Aug 11, 2017
Instrument	2017251772

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (+8.4%) Homeowner's exemption	$272,754 (+5.99%)	$453,438 (+3.01%) Land $167,022 Building $286,416
2023	$4,081.00 (+6.22%) Homeowner's exemption	$257,347 (+3%)	$440,172 (+26.06%) Land $216,628 Building $223,544
2022	$3,842.00 Homeowner's exemption	$249,851	$349,171 Land $203,405 Building $145,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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