10447 138th St, Largo, FL 33774 Property Records

Pinellas County property record for 10447 138th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,422 sqft · built 1972
Lot Size	0.176 acres (7,658 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Oct 2020)
Tax Bill	$6,822 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0499-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0499-2`
Alternative APNs	`18-30-15-40458-000-0400` `301518404580000400` `153018404580000400` `R191081`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,422 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,658 sqft (0.176 acres)
Lot Dimensions	107 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191081
Street Address	10447 138TH ST
City	LARGO
State	FL
Zip	33774-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HOLIDAY GROVES LOT 40
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	HOLIDAY GROVES
Legal Tract	40458
Legal Lot Number	40
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2009
Census Tract	25119

Owner

10447 138th St is owned and occupied by an individual who bought it in October 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10447 138TH ST, LARGO, FL 33774-5319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer TITLE INSIGHTS LLC
Sep 28, 2018	Grant Deed, Mortgage · Line of Credit SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	May 2, 2003 · Amount on File
Deed Document Number	2020321406
Deed Book / Page	21226 / 1179
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	0164692306
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 26, 2020
Property Address	10447 138TH ST, LARGO, FL 33774-5319
Document Number	0212261179
Book / Page	021226 / 001179
Instrument Date	Oct 20, 2020
Instrument	321406
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TITLE INSIGHTS LLC

Transaction

Amount	Amount on Record
Tax	$3,101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10447 138TH ST LARGO FL 337745319, LARGO, FL 33774-5319

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 28, 2018
Property Address	10447 138TH ST, LARGO, FL 33774-5319
Document Number	0202221156
Book / Page	020222 / 001156
Instrument Date	Sep 27, 2018
Instrument	311727
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6911 PISTOL RANGE RD #101-B TAMPA FL 336356335, 101-B, TAMPA, FL 33635-6335

Mortgage

Document Number	202221156
Date	Sep 28, 2018
Book Page	020222/001156
Instrument	311727

Lender

Name	SERVISFIRST BK
Type	Bank
Address	4221 W BOY SCOUT BLVD # 100, TAMPA, FL 33607-5745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10447 138th St was $6,822 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,822.00 (+5.46%) Homeowner's exemption	$414,078	$551,925 Land $170,968 Building $380,957
2024	$6,469.00 (+2.67%)
2023	$6,301.00 (+6.33%) Homeowner's exemption	$390,687 (+3%)	$520,490 (+15.64%) Land $224,257 Building $296,233
2022	$5,926.00 Homeowner's exemption	$379,308	$450,083 Land $216,947 Building $233,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10447 138th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10447 138th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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