10454 Panorama Cir, Firestone (Longmont), CO 80504 Property Records

Weld County property record for 10454 Panorama Cir, Firestone, CO 80504

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,225 sqft · built 2019
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,700 (Nov 2019)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-10-8-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-10-8-E+-11`
Alternative APNs	`1311-08-4-01-021` `R8956129`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,225 sqft Living Area
Gross Area	6,096 sqft
1st Floor Area	2,781 sqft
Basement Area	1,862 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	1,453 sqft
Porch	Slab
Porch Area	783 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8956129
Street Address	10454 PANORAMA CIR
City	FIRESTONE
State	CO
Zip	80504-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 PANORAMA ESTATES PUD
Legal Subdivision	PANORAMA ESTATES PUD
Legal Block	1
Legal Lot Number	21
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	2021

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Nov 8, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage GUARDIAN MORTGAGE CO INC
Jun 11, 2019	Grant Deed, Transfer · Construction Mortgage FIRSTBANK
Jan 3, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	20194539779
Prior Transfer Date	Jan 3, 2019
Prior Transfer Doc	0004457598
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004827408
Date	May 16, 2022
Instrument	4827408

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340

Mortgage

Document Number	0004795677
Date	Jan 21, 2022
Instrument	4795677

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 8, 2019
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004539779
Instrument Date	Nov 4, 2019
Instrument	4539779
Transaction Type	Construction Loan
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$19.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340

Mortgage

Document Number	0004539780
Date	Nov 8, 2019
Instrument	4539780

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jun 11, 2019
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004496213
Instrument Date	Jun 10, 2019
Instrument	4496213
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2001 LINCOLN ST #910 DENVER CO 802023850, 910, DENVER, CO 80202-3850

Mortgage

Document Number	4496214
Date	Jun 11, 2019
Instrument	4496214

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.5%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Jan 3, 2019
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004457598
Instrument Date	Jan 3, 2019
Instrument	4457598
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2101 KEN PRATT BLVD #100 LONGMONT CO 805016568, 100, LONGMONT, CO 80501-6568

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Oct 15, 2018
Property Address	10454 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004438590
Instrument Date	Aug 29, 2018
Instrument	4438590
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Amount	Amount Recorded
Tax	$13.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5833 SCENIC AVE FIRESTONE CO 805045652, FIRESTONE, CO 80504-5652

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Unified School District	Weld County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,210 (+1.7%) Land $14,820 Building $53,390	$1,073,085 (-) Land $233,130 Building $839,955
2025	$4,073.00 (+3.45%)	$67,070 (+14.01%) Land $14,570 Building $52,500	$1,073,085 (+23.4%) Land $233,130 Building $839,955
2024	$3,937.00 (+36.09%)
2023	$2,893.00 (+8.03%)	$58,830 (+30.79%) Land $13,530 Building $45,300	$869,620 (+34.36%) Land $200,030 Building $669,590
2022	$2,678.00	$44,980 Land $12,390 Building $32,590	$647,210 Land $178,338 Building $468,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FIRESTONE serves 27,798 people · EPA ID CO0162476
Water Source	Purchased surface water from CENTRAL WELD CNTY WD
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	250 / 50
CenturyLink DSL	100 / 10

May also be available: AT&T, Hilltop Broadband.

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