10446 Panorama Cir, Firestone (Longmont), CO 80504 Property Records

Weld County property record for 10446 Panorama Cir, Firestone, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,875 sqft · built 2020
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Oct 2018)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-10-8-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-10-8-E+-11`
Alternative APNs	`1311-08-4-01-023` `R8956131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,875 sqft Living Area
Gross Area	5,032 sqft
Basement Area	1,299 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	858 sqft
Porch	Slab
Balcony Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8956131
Street Address	10446 PANORAMA CIR
City	FIRESTONE
State	CO
Zip	80504-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 PANORAMA ESTATES PUD
Legal Subdivision	PANORAMA ESTATES PUD
Legal Block	1
Legal Lot Number	23
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	2021

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10442 PANORAMA CIR, FIRESTONE, CO 80504-5340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEVATIONS CU
Jun 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage ELEVATIONS CU
Oct 25, 2018	Grant Deed, Transfer · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	20184441394
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	10446 PANORAMA CIR, FIRESTONE, CO 80504-5340
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10442 PANORAMA CIR, FIRESTONE, CO 80504-5340

Mortgage

Document Number	0004748027
Date	Aug 19, 2021
Instrument	4748027

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	10446 PANORAMA CIR, FIRESTONE, CO 80504-5340
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 PANORAMA CIR, FIRESTONE, CO 80504-5340

Mortgage

Document Number	0005017509
Date	Mar 20, 2025
Instrument	5017509

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Jun 12, 2020
Property Address	10446 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004598561
Instrument Date	Jun 2, 2020
Instrument	4598561
Transaction Type	Construction Loan
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8153 MILLER DR FREDERICK CO 805045507, FREDERICK, CO 80504-5507

Mortgage

Document Number	0004598561
Date	Jun 12, 2020
Instrument	4598561

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 11, 2021

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Oct 25, 2018
Property Address	10446 PANORAMA CIR, FIRESTONE, CO 80504-5340
Document Number	0004441394
Instrument Date	Aug 29, 2018
Instrument	4441394
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10446 PANORAMA CIR FORT LUPTON CO 806218502, FORT LUPTON, CO 80621-8502

Mortgage

Document Number	4441395
Date	Oct 25, 2018
Instrument	4441395

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Unified School District	Weld County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,840 (+0.77%) Land $14,680 Building $45,160	$950,091 (-) Land $233,130 Building $716,961
2025	$3,563.00 (+21.31%)	$59,380 (+9.48%) Land $14,570 Building $44,810	$950,091 (+18.5%) Land $233,130 Building $716,961
2024	$2,937.00 (+12.66%)
2023	$2,607.00	$54,240 Land $14,420 Building $39,820	$801,788 Land $213,121 Building $588,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FIRESTONE serves 27,798 people · EPA ID CO0162476
Water Source	Purchased surface water from CENTRAL WELD CNTY WD
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	250 / 50
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: AT&T, Verizon.

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