10453 Cadwell Rd, Santee, CA 92071 Property Records

San Diego County property record for 10453 Cadwell Rd, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1985
Lot Size	0.237 acres (10,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (Nov 1987)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`378-391-09-00`

Property Details

APN / Parcel Number

Primary APN	`378-391-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,332 sqft (0.237 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10453 CADWELL RD
City	SANTEE
State	CA
Zip	92071-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 67 TR 009903
Legal Subdivision	SAN DIEGO 3675-2
Legal Tract	009903
Legal Block	1
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16621

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10453 CADWELL RD, SANTEE, CA 92071-1075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 4, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 4, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1987 · Amount on Record
Deed Sale	Nov 30, 1987 · Amount on Record
Prior Sale	Jun 29, 1984 · Amount on Record
Deed Document Number	1987659677
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10453 CADWELL RD, SANTEE, CA 92071-1075
Document Number	0000415200
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10453 CADWELL RD SANTEE CA 920711075, SANTEE, CA 92071-1075

Mortgage

Document Number	0000415200
Date	Jul 29, 2020
Instrument	415200

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jul 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.17%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10453 CADWELL RD, SANTEE, CA 92071-1075
Document Number	0000415199
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10453 CADWELL RD SANTEE CA 920711075, SANTEE, CA 92071-1075

Mortgage

Document Number	0000415199
Date	Jul 29, 2020
Instrument	415199

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jul 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.17%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10453 CADWELL RD, SANTEE, CA 92071-1075
Document Number	0000045537
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10453 CADWELL RD SANTEE CA 920711075, SANTEE, CA 92071-1075

Mortgage

Document Number	0000045537
Date	Feb 8, 2019
Instrument	45537

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Feb 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.95%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10453 CADWELL RD, SANTEE, CA 92071-1075
Document Number	0000045536
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10453 CADWELL RD SANTEE CA 920711075, SANTEE, CA 92071-1075

Mortgage

Document Number	0000045536
Date	Feb 8, 2019
Instrument	45536

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Feb 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,044 (+2%) Land $97,520 Building $136,524
2025	$2,771.00 (+4.49%) Homeowner's exemption	$229,456 (+4.04%) Land $95,608 Building $133,848
2023	$2,652.00 (+0.87%) Homeowner's exemption	$220,548 Land $91,897 Building $128,651
2022	$2,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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