10441 Cadwell Rd, Santee, CA 92071 Property Records

San Diego County property record for 10441 Cadwell Rd, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,697 sqft · built 1985
Lot Size	0.221 acres (9,606 sqft)
Owner	2 Individuals on Record
Last Sale	$640,000 (Jul 2020)
Tax Bill	$8,197 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`378-391-07-00`

Property Details

APN / Parcel Number

Primary APN	`378-391-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,697 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,606 sqft (0.221 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10441 CADWELL RD
City	SANTEE
State	CA
Zip	92071-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 65 TR 009903
Legal Subdivision	3675-2 SANTEE
Legal Tract	009903
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16621

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	10441 CADWELL RD, SANTEE, CA 92071-1069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 9, 2018	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	2020379035
Prior Transfer Date	May 23, 2001
Prior Transfer Doc	0000351497
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10441 CADWELL RD, SANTEE, CA 92071-1069
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10441 CADWELL RD, SANTEE, CA 92071-1069

Mortgage

Document Number	0000383680
Date	Sep 30, 2022
Instrument	2022-0383680

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10441 CADWELL RD, SANTEE, CA 92071-1069
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10441 CADWELL RD, SANTEE, CA 92071-1069

Mortgage

Document Number	0000677281
Date	Sep 27, 2021
Instrument	2021-0677281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	10441 CADWELL RD, SANTEE, CA 92071-1069
Document Number	0000379035
Instrument Date	Jun 26, 2020
Instrument	379035
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10441 CADWELL RD SANTEE CA 920711069, SANTEE, CA 92071-1069

Mortgage

Document Number	379036
Date	Jul 15, 2020
Instrument	379036

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10441 CADWELL RD, SANTEE, CA 92071-1069
Document Number	0000299979
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10441 CADWELL RD SANTEE CA 920711069, SANTEE, CA 92071-1069

Mortgage

Document Number	0000299979
Date	Jul 24, 2018
Instrument	299979

Lender

Name	MONSTERLOANS
Address	CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,496 (+2%) Land $337,320 Building $369,176
2025	$8,197.00 (+4.35%) Homeowner's exemption	$692,644 (+4.04%) Land $330,706 Building $361,938
2023	$7,855.00 (+0.72%) Homeowner's exemption	$665,750 Land $317,865 Building $347,885
2022	$7,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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