10453 Big Tree Cir E, Jacksonville, FL 32257 Property Records

Duval County property record for 10453 Big Tree Cir E, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,382 sqft · built 1984
Lot Size	0.026 acres (1,143 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2020)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156026-1288`

Property Details

APN / Parcel Number

Primary APN	`156026-1288`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	1,458 sqft
1st Floor Area	685 sqft
Upper Floors Area	697 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,143 sqft (0.026 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	64 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10453 BIG TREE CIR E
City	JACKSONVILLE
State	FL
Zip	32257-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37-52 05-4S-27E TOWNHOMES OF BIGTREE LOT 40
Legal Range	27E
Legal Township	04S
Legal Section	05
Legal Subdivision	TOWNHOMES OF BIG TREE
Legal Lot Number	40
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	16726

Owner

10453 Big Tree Cir E is owned and occupied by two individuals who acquired it in January 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Correction Deed GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Nov 7, 2017	Warranty Deed, Transfer
Jun 30, 2020	Correction Deed GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2020135524
Deed Book / Page	19262 / 181
Last Transfer Date	Jan 30, 2021
Transfer Doc	0195871557
Record Updated	Oct 29, 2026

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 16, 2021
Property Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354
Document Number	0195871557
Book / Page	19587 / 1557
Map Reference	MB 37 PG 52,52A&52B
Instrument Date	Jan 30, 2021
Instrument	2021040897
Record Updated	Jul 28, 2022
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 EDGEWOOD CT, 10, BANGOR, ME 04401-2686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 30, 2020
Property Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354
Document Number	0192620181
Book / Page	019262 / 000181
Instrument Date	Jun 18, 2020
Instrument	135524
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10453 BIG TREE CIR E JACKSONVILLE FL 322576354, JACKSONVILLE, FL 32257-6354

Mortgage

Document Number	192620183
Date	Jun 30, 2020
Book Page	019262/000183
Instrument	135525

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 7, 2017
Property Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354
Document Number	0181770786
Book / Page	018177 / 000786
Instrument Date	Oct 25, 2017
Instrument	255077
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Tax	$457.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 EDGEWOOD CT BANGOR ME 044012686, BANGOR, ME 04401-2686

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 30, 2020
Property Address	10453 BIG TREE CIR E, JACKSONVILLE, FL 32257-6354
Document Number	0192620178
Book / Page	019262 / 000178
Instrument Date	Oct 25, 2017
Instrument	135523
Record Updated	Jul 27, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 LOTHROP ST BEVERLY MA 019153724, BEVERLY, MA 01915-3724

Tax Assessment & Valuation

The 2025 property tax bill for 10453 Big Tree Cir E was $1,195 with a homeowner's exemption, up 20.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,389 (+2.7%)	$150,057 (-9.81%) Land $70,000 Building $80,057
2025	$1,195.00 (+20.59%) Homeowner's exemption	$88,987	$166,384 Land $85,000 Building $81,384
2024	$991.00 (+4.21%)
2023	$951.00 (+11.23%) Homeowner's exemption	$83,962 (+3%)	$164,034 (+25.79%) Land $70,000 Building $94,034
2022	$855.00 Homeowner's exemption	$81,517	$130,403 Land $37,000 Building $93,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10453 Big Tree Cir E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (2008–2023)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Nov 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10453 Big Tree Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, IQ Fiber.

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