10451 Valley Waters Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10451 Valley Waters Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,733 sqft · built 2000
Lot Size	0.135 acres (5,883 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Aug 2024)
Tax Bill	$13,146 (2025)
Deeds & Mortgages	May 2023 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-230-05-00`

Property Details

APN / Parcel Number

Primary APN	`580-230-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,883 sqft (0.135 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10451 VALLEY WATERS DR
City	SPRING VALLEY
State	CA
Zip	91978-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 5 TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

10451 Valley Waters Dr is owned and occupied by two individuals who bought it in August 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer
Sep 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AHL FUNDING
Sep 9, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	2024230867
Prior Transfer Date	Apr 16, 2023
Prior Transfer Doc	0000127398
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2023
Property Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000127398
Map Reference	MAP 13863
Instrument Date	Apr 16, 2023
Instrument	2023-0127398
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2021
Property Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000640346
Map Reference	MAP 13863
Instrument Date	Sep 8, 2021
Instrument	2021-0640346
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000

Mortgage

Document Number	0000640347
Date	Sep 9, 2021
Instrument	2021-0640347

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2021
Property Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000640345
Map Reference	MAP 13863
Instrument Date	Jul 30, 2021
Instrument	2021-0640345
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10451 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000

Tax Assessment & Valuation

The 2025 property tax bill for 10451 Valley Waters Dr was $13,146.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,071,000 (+2%) Land $510,000 Building $561,000
2025	$13,146.00	$1,050,000 Land $500,000 Building $550,000
2023	$11,208.00 (+1.37%)	$910,349 Land $378,047 Building $532,302
2022	$11,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10451 Valley Waters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10451 Valley Waters Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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