10439 Valley Waters Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10439 Valley Waters Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2000
Lot Size	0.122 acres (5,293 sqft)
Owner	Company Name on Record
Last Sale	$505,000 (Sep 2015)
Tax Bill	$8,887 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580-230-06-00`

Property Details

APN / Parcel Number

Primary APN	`580-230-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,293 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10439 VALLEY WATERS DR
City	SPRING VALLEY
State	CA
Zip	91978-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KAM FINANCIAL & REALTY INC
Apr 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY
Sep 20, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Jan 30, 2013 · Amount on Record
Deed Document Number	2015493154
Last Transfer Date	Apr 9, 2019
Transfer Doc	0000131540
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136145
Date	Mar 16, 2020
Instrument	2020-0136145

Lender

Name	KAM FINANCIAL & REALTY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2019
Property Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000131540
Instrument Date	Apr 9, 2019
Instrument	131540
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10439 VALLEY WATERS DR SPRING VALLEY CA 919782000, SPRING VALLEY, CA 91978-2000

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2019
Property Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000131231
Instrument Date	Apr 9, 2019
Instrument	131231
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10439 VALLEY WATERS DR SPRING VALLEY CA 919782000, SPRING VALLEY, CA 91978-2000

Mortgage

Document Number	131232
Date	Apr 11, 2019
Instrument	131232

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2018
Property Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000392853
Instrument Date	Sep 19, 2018
Instrument	392853
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10439 VALLEY WATERS DR SPRING VALLEY CA 919782000, SPRING VALLEY, CA 91978-2000

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2018
Property Address	10439 VALLEY WATERS DR, SPRING VALLEY, CA 91978-2000
Document Number	0000392852
Instrument Date	Oct 25, 2017
Instrument	392852
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10439 ALLEY WATERS DR SPRING VALLEY CA 91978, SPRING VALLEY, CA 91978

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,174 (+2%) Land $341,347 Building $361,827
2025	$8,887.00 (+6.73%)	$689,387 (+4.04%) Land $334,654 Building $354,733
2023	$8,327.00 (+1.45%)	$662,619 Land $321,660 Building $340,959
2022	$8,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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