1045 Windstream Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 1045 Windstream Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,035 sqft · built 1986
Lot Size	0.021 acres (902 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Mar 2019)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A870002220`

Property Details

APN / Parcel Number

Primary APN	`A870002220`
Alternative APN	`3-0005-6078-01-0007.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	1,255 sqft
1st Floor Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	902 sqft (0.021 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002220
Street Address	1045 WINDSTREAM DR
City	SAINT PETERS
State	MO
Zip	63376-4017
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINDSTREAM CONDO #1 TRT 1 UNIT 7 2ND FLR &
Legal Subdivision	WINDSTREAM CONDOS #1 TRT 1
Legal Tract	1
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1006
Census Tract	311391

Owner

1045 Windstream Dr, a condominium, is owned and occupied by an individual who bought it in March 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 WINDSTREAM DR, SAINT PETERS, MO 63376-4017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jun 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	2019132660
Deed Book / Page	7050 / 2184
Prior Transfer Date	May 21, 2017
Prior Transfer Doc	0000999999
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2019
Property Address	1045 WINDSTREAM DR, SAINT PETERS, MO 63376-4017
Document Number	0070502184
Book / Page	7050 / 2184
Map Reference	MB 25 PG 179
Instrument Date	Mar 25, 2019
Instrument	20190326000132660
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 WINDSTREAM DR, SAINT PETERS, MO 63376-4017

Mortgage

Document Number	20190326000132670
Date	Mar 26, 2019
Instrument	20190326000132670

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2017
Property Address	1045 WINDSTREAM DR, SAINT PETERS, MO 63376-4017
Document Number	0067571228
Book / Page	006757 / 001228
Instrument Date	May 21, 2017
Instrument	356360
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	RR 1 BOX 40B GOLDEN EAGLE IL 620369704, GOLDEN EAGLE, IL 62036-9704

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Windstream Dr was $2,087.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,010 (-)	$163,208 (-) Building $163,208
2025	$2,087.00	$31,010	$163,208
2023		$27,350 (+14.86%)
2022	$1,759.00	$23,812	$143,947 (+14.86%) Building $143,947
2021			$125,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Windstream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1045 Windstream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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