1042 Windstream Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 1042 Windstream Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,286 sqft · built 1984
Lot Size	0.021 acres (902 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jan 2025)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850003888`

Property Details

APN / Parcel Number

Primary APN	`A850003888`
Alternative APN	`3-0005-5817-02-0016.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	902 sqft (0.021 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A850003888
Street Address	1042 WINDSTREAM DR
City	SAINT PETERS
State	MO
Zip	63376-4032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINDSTREAM CONDO #1 TRT2 BLDG2 UNIT 16 1CAR GAR
Legal Subdivision	WINDSTREAM CONDOS #1 TRT 2
Legal Tract	2
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1001
Census Tract	311391

Owner

1042 Windstream Dr, a condominium, is owned and occupied by an individual who bought it in January 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1042 WINDSTREAM DR, SAINT PETERS, MO 63376-4032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Jan 3, 2025 · Amount on File
Deed Document Number	2025226
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0000001929
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1042 WINDSTREAM DR, SAINT PETERS, MO 63376-4032
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 WINDSTREAM DR 16, 16, SAINT PETERS, MO 63376-4032

Mortgage

Document Number	0000019385
Date	Apr 5, 2022
Instrument	2022R-019385

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2019
Property Address	1042 WINDSTREAM DR, SAINT PETERS, MO 63376-4032
Document Number	0071641049
Book / Page	7164 / 1049
Map Reference	MB 24 PG 35&36
Instrument Date	Oct 10, 2019
Instrument	20191017000584700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 WINDSTREAM DR, SAINT PETERS, MO 63376-4032

Mortgage

Document Number	20191017000584710
Date	Oct 17, 2019
Instrument	20191017000584710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1042 Windstream Dr was $2,540.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,745 (-)	$198,656 (-) Building $198,656
2025	$2,540.00	$37,745	$198,656
2023		$33,237 (+15.4%)
2022	$2,128.00	$28,802	$174,930 (+15.4%) Building $174,930
2021			$151,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1042 Windstream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1042 Windstream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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