1045 Temple Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 1045 Temple Ct, Sterling, VA 20164

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,544 sqft · built 1978
Owner2 Individual Names on File
Last Sale$257,900 (May 2018)
Tax Bill$3,119 (2026)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032-18-2966-391

Property Details

APN / Parcel Number

Primary APN032-18-2966-391
Alternative APN
  • 81 FCM18 130

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,544 sqft Living Area
1st Floor Area552 sqft
Basement Area440 sqft
Finished Basement440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1045 TEMPLE CT
CitySTERLING
StateVA
Zip20164-4814
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH3
Legal DescriptionNEWBERRY CONDO TYPE D 1045 TEMPLE CT GROUP 5 UNIT 130 201111140070760 NEED D/C PHASE 18
Legal SubdivisionNEWBERRY CONDO
Legal Phase18
Legal Block2
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2002
Census Tract611602

Owner

1045 Temple Ct, a condominium, is owned and occupied by two individuals who bought it in May 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1045 TEMPLE CT, STERLING, VA 20164-4814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2018 · Amount on File
Deed SaleMay 4, 2018 · Amount on File
Prior SaleNov 14, 2011 · Amount on File
Deed Document Number201825088
Prior Transfer DateAug 16, 2011
Prior Transfer Doc0000050332
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMay 4, 2018
Property Address1045 TEMPLE CT, STERLING, VA 20164-4814
Document Number20180504025088
Instrument DateMay 3, 2018
Instrument25088
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 TEMPLE CT STERLING VA 201644814, STERLING, VA 20164-4814

Mortgage

Document Number20180504025089
DateMay 4, 2018
Instrument25089
Lender
NameACOPIA
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1045 Temple Ct was $3,119.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,119.00$387,480 Land $130,000 Building $257,480$387,480 Land $130,000 Building $257,480
2023$3,273.00$374,070 Land $110,000 Building $264,070$374,070 Land $110,000 Building $264,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Temple Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Temple Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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