Loudoun County property record for 1038 Temple Ct, Sterling, VA 20164
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 1978 |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Jan 2019) |
| Tax Bill | $3,414 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-18-2966-387 |
| Primary APN | 032-18-2966-387 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 667 sqft |
| Basement Area | 252 sqft |
| Finished Basement | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 1038 TEMPLE CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-4813 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PDH3 |
| Legal Description | NEWBERRY CONDO TYPE E 1038 TEMPLE CT GROUP 4 UNIT 126 200307010082579 PHASE 18 |
| Legal Subdivision | NEWBERRY CONDO |
| Legal Phase | 18 |
| Legal Block | 2 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 611602 |
1038 Temple Ct, a condominium, is owned and occupied by two individuals who bought it in January 2019.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 TEMPLE CT, STERLING, VA 20164-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · ARM M&T BANK |
| Feb 10, 2022 | Warranty Deed, Transfer NOVA COUNTIES TITLE & STLMNT |
| Jan 2, 2019 | Warranty Deed, Transfer · Conventional with PMI EVERETT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on File |
| Deed Sale | Jan 2, 2019 · Amount on File |
| Prior Sale | Mar 24, 2003 · Amount on File |
| Deed Document Number | 2019120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 1038 TEMPLE CT, STERLING, VA 20164-4813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022202 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 202204130022202 |
| Name | M&T BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 10, 2022 |
| Property Address | 1038 TEMPLE CT, STERLING, VA 20164-4813 |
| Document Number | 0000008573 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 202202100008573 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | NOVA COUNTIES TITLE & STLMNT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 TEMPLE CT, STERLING, VA 20164-4813 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 2, 2019 |
| Property Address | 1038 TEMPLE CT, STERLING, VA 20164-4813 |
| Document Number | 20190102000120 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 120 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 TEMPLE CT STERLING VA 201644813, STERLING, VA 20164-4813 |
| Document Number | 20190102000121 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 121 |
| Name | EVERETT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1038 Temple Ct was $3,414.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,414.00 | $424,140 Land $130,000 Building $294,140 | $424,140 Land $130,000 Building $294,140 |
| 2023 | $3,455.00 | $394,910 Land $110,000 Building $284,910 | $394,910 Land $110,000 Building $284,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1038 Temple Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1038 Temple Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures