Somerset County and Bridgewater Township property record for 1045 Rector Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,143 sqft · built 1965 |
| Lot Size | 0.851 acres (37,078 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Jul 2020) |
| Tax Bill | $12,411 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00626-0000-00023 |
| Primary APN | 06-00626-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,143 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 37,078 sqft (0.851 acres) |
| Lot Dimensions | 360 ft deep x 103 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 1045 RECTOR RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Subdivision | WASHINGTON VLY ESTATES SEC 3 |
| Legal Block | 626 |
| Legal Lot Number | 23 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50901 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 RECTOR RD, BRIDGEWATER, NJ 08807-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 11, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2017 · Amount on Record |
| Deed Document Number | 202030372 |
| Deed Book / Page | 7228 / 880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 15, 2020 |
| Property Address | 1045 RECTOR RD, BRIDGEWATER, NJ 08807-1319 |
| Document Number | 0000030372 |
| Book / Page | 7228 / 880 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 2020030372 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 RECTOR RD, 1045, BRIDGEWATER, NJ 08807-1319 |
| Name | Verified Name |
|---|---|
| Address | 1045 RECTOR RD, BRIDGEWATER, NJ 08807-1319 |
| Document Number | 0000030373 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020030373 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 11, 2017 |
| Property Address | 1045 RECTOR RD, BRIDGEWATER, NJ 08807-1319 |
| Document Number | 0000036540 |
| Book / Page | 006988 / 002824 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 36540 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | GUARDIAN SETTLEMENT AGENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1045 RECTOR RD BRIDGEWATER NJ 088071319, BRIDGEWATER, NJ 08807-1319 |
| Document Number | 36541 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 006988/002831 |
| Instrument | 36541 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $747,100 (+15.94%) Land $336,800 Building $410,300 | $747,100 (+15.94%) Land $336,800 Building $410,300 | |
| 2025 | $12,411.00 (+7.5%) | $644,400 (+16.44%) Land $306,800 Building $337,600 | $644,400 (+16.44%) Land $306,800 Building $337,600 |
| 2024 | $11,545.00 (+7.78%) | ||
| 2023 | $553,400 Land $306,800 Building $246,600 | $553,400 Land $306,800 Building $246,600 | |
| 2022 | $10,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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