1041 Rector Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 1041 Rector Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	3,603 sqft · built 1965
Lot Size	0.851 acres (37,078 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Oct 2015)
Tax Bill	$16,987 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00626-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`06-00626-0000-00024`
Alternative APNs	`060062600024` `S001`

Interior

Stories	1 Story
Building Area	3,603 sqft Living Area
1st Floor Area	3,603 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	37,078 sqft (0.851 acres)
Lot Dimensions	360 ft deep x 103 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	1041 RECTOR RD
City	BRIDGEWATER
State	NJ
Zip	08807-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	WASHINGTON VLY ESTATES
Legal Block	626
Legal Lot Number	24
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1011
Census Tract	50901

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00626-0000-00024

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 RECTOR RD, BRIDGEWATER, NJ 08807-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Aug 20, 2015 · Amount on Record
Deed Document Number	201543194
Deed Book / Page	6828 / 2167
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	1041 RECTOR RD, BRIDGEWATER, NJ 08807-1319
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060732
Date	Dec 01, 2020
Book Page	7279/657
Instrument	2020060732

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$968,300 (+9.78%) Land $336,800 Building $631,500	$968,300 (+9.78%) Land $336,800 Building $631,500
2025	$16,987.00 (+6.24%)	$882,000 (+17.58%) Land $306,800 Building $575,200	$882,000 (+17.58%) Land $306,800 Building $575,200
2024	$15,989.00 (+12.51%)
2023		$750,100 Land $306,800 Building $443,300	$750,100 Land $306,800 Building $443,300
2022	$14,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.