Palm Beach County property record for 1045 Ocean Dr, Apt 404, Juno Beach, FL 33408
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,510 sqft · built 1987 |
| Owner | Individual Name on Record |
| Last Sale | $870,000 (Apr 2025) |
| Tax Bill | $6,723 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-43-41-21-10-001-4040 |
| Primary APN | 28-43-41-21-10-001-4040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,510 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Concrete Block |
| Street Address | 1045 OCEAN DR APT 404, 404 |
|---|---|
| City | JUNO BEACH |
| State | FL |
| Zip | 33408-1519 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SEA IMAGES OF JUNO BEACH COND UNIT 404 BLDG 1 |
| Legal Range | 43E |
| Legal Township | 41S |
| Legal Section | 21 |
| Legal Subdivision | SEA IMAGES OF JUNO BEACH COND |
| Legal Block | 1 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | JUPITER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 406 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 402 PROVIDENCE DR, MOORESTOWN, NJ 08057-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Oct 29, 1999 · Amount on Record |
| Deed Document Number | 20250121064 |
| Deed Book / Page | 35659 / 1741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1045 OCEAN DR APT 404, 404, JUNO BEACH, FL 33408-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1045 OCEAN DR 404, 404, JUNO BEACH, FL 33408-1519 |
| Document Number | 0343651744 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 34365/1744 |
| Instrument | 20230199851 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1045 OCEAN DR APT 404, 404, JUNO BEACH, FL 33408-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1045 OCEAN DR 404, 404, JUNO BEACH, FL 33408-1519 |
| Document Number | 0324520394 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 32452/394 |
| Instrument | 20210205564 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Juno Beach Town |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,723.00 (+5.86%) Homeowner's exemption | $405,293 (+5.99%) | $590,000 (-) Building $590,000 |
| 2023 | $6,351.00 (+1.08%) Homeowner's exemption | $382,399 (+3%) | $590,000 (+19.64%) Building $590,000 |
| 2022 | $6,283.00 Homeowner's exemption | $371,261 | $493,164 Building $493,164 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 451 units insured incl. 360 condo units |
| Nearby Flood Claims | 3 (2001–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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