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1045 Ocean Dr, Apt 403, Juno Beach (North Palm Beach), FL 33408 Property Records

Palm Beach County property record for 1045 Ocean Dr, Apt 403, Juno Beach, FL 33408

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,510 sqft · built 1987
Lot Size2.26 acres (98,663 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jun 2020)
Tax Bill$10,385 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-43-41-21-10-001-4030

Property Details

APN / Parcel Number

Primary APN28-43-41-21-10-001-4030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units17 Units
Building Area1,510 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area98,663 sqft (2.26 acres)

Location & Zoning

Street Address1045 OCEAN DR, 403
CityJUNO BEACH
StateFL
Zip33408-1519
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSEA IMAGES OF JUNO BEACH COND UNIT 403 BLDG 1
Legal Range43E
Legal Township41S
Legal Section21
Legal SubdivisionSEA IMAGES OF JUNO BEACH CONDO
Legal Block1
JurisdictionPALM BEACH FL
Township / Civil DivisionJUPITER
Census Block Group2
Census Block2021
Census Tract406

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 WINTHROP DR, RIVERSIDE, CT 06878-1912
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 1, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Warranty Deed, Transfer · ARM
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number2020205409
Deed Book / Page31496 / 1056
Prior Transfer DateMar 1, 2018
Prior Transfer Doc0296831003
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJun 16, 2020
Property Address1045 OCEAN DR APT 403, 403, JUNO BEACH, FL 33408-1519
Document Number0314961056
Book / Page31496 / 1056
Map ReferenceMB 5493 PG 1357
Instrument DateJun 8, 2020
Instrument20200205409
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROSPERITY LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address716 PELICAN WAY, 716, NORTH PALM BEACH, FL 33408-4206

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WINTHROP DR, RIVERSIDE, CT 06878-1912

Mortgage

Document Number0314961058
DateJun 16, 2020
Instrument31496/1058
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateMar 1, 2018
Property Address1045 OCEAN DR APT 403, 403, JUNO BEACH, FL 33408-1519
Document Number0296831003
Book / Page029683 / 001003
Instrument DateMar 1, 2018
Instrument79311
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address716 PELICAN WAY NORTH PALM BEACH FL 334084206, NORTH PALM BEACH, FL 33408-4206

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJul 11, 2017
Property Address1045 OCEAN DR APT 403, 403, JUNO BEACH, FL 33408-1519
Document Number0292081915
Book / Page29208 / 1915
Map ReferenceMB5493 PG1357
Instrument DateJul 5, 2017
Instrument20170246516
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLIGHTHOUSE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4348 VINCA CT, 4348, BOULDER, CO 80304-0996

Transferred To (Grantee/Buyer)

NameVerified Name
Address7169 PELICAN WAY, NORTH PALM BEACH, FL 33408

Mortgage

Document Number20170246517
DateJul 11, 2017
Instrument20170246517
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityJuno Beach Town
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,385.00 (+6.36%)$565,000 (-)$565,000 (-) Building $565,000
2024$9,764.00 (+5.12%)$565,000 (-) Building $565,000$565,000 (-) Building $565,000
2023$9,288.00 (+10.8%)$565,000 (+19.02%) Building $565,000$565,000 (+19.02%) Building $565,000
2022$8,383.00$474,696 Building $474,696$474,696 Building $474,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies451 units insured
incl. 360 condo units
Nearby Flood Claims3 (2001–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUPITER PUBLIC WATER SYSTEM,TOWN OF
serves 94,929 people · EPA ID FL4501491
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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