1045 Oak Leaf Rd, Franklin, IN 46131 Property Records

Johnson County property record for 1045 Oak Leaf Rd, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1999
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$337,179 (Sep 2023)
Tax Bill	$3,393 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001009076/00`

Property Details

APN / Parcel Number

Primary APN	`51001009076/00`
Alternative APNs	`41-08-10-043-092.000-009` `00001080567`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	2,570 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001080567
Street Address	1045 OAK LEAF RD
City	FRANKLIN
State	IN
Zip	46131-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLEAF MANOR SEC 1 SUPPLEMENTAL PLAT LOT 1A MP FRANKLIN COMMUNI
Legal Subdivision	OAKLEAF MANOR SEC 1
Legal Lot Number	1A
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3007
Census Tract	610802

Owner

1045 Oak Leaf Rd is owned and occupied by an individual who bought it in September 2023.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 OAK LEAF RD, FRANKLIN, IN 46131-1079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage WOLF FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Aug 25, 2005 · Amount on File
Deed Document Number	202314175
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	2005023273
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1045 OAK LEAF RD, FRANKLIN, IN 46131-1079
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025022186
Date	Nov 3, 2025
Instrument	2025-022186

Lender

Name	IMPERIUM LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1045 OAK LEAF RD, FRANKLIN, IN 46131-1079
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017023556
Date	Oct 10, 2017
Instrument	2017-023556

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2032

Interest

Rate Type	Fixed Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 7, 2023
Property Address	1045 OAK LEAF RD, FRANKLIN, IN 46131-1079
Document Number	2023014175
Map Reference	PC D PG 189 A&B
Instrument Date	Sep 5, 2023
Instrument	2023-014175
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 OAK LEAF RD, FRANKLIN, IN 46131-1079

Mortgage

Document Number	2023014176
Date	Sep 7, 2023
Instrument	2023-014176

Lender

Name	WOLF FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Oak Leaf Rd was $3,393 with a homeowner's exemption, down 0.9% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,393.00 (-0.88%) Homeowner's exemption	$330,400 Land $23,600 Building $306,800	$330,400 Land $23,600 Building $306,800
2024	$3,423.00 (+46.97%)
2023	$2,329.00 (+1.61%) Homeowner's exemption	$164,700 (-) Land $24,000 Building $140,700	$164,700 (-) Land $24,000 Building $140,700
2022	$2,292.00 (+2.32%) Homeowner's exemption	$164,700 Land $24,000 Building $140,700	$164,700 Land $24,000 Building $140,700
2021	$2,240.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1045 Oak Leaf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Oak Leaf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

Nearby Properties on Oak Leaf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures