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1045 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 1045 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,195 sqft · built 1916
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on File
Last Sale$4,495,000 (May 2026)
Tax Bill$14,358 (2025)
Deeds & MortgagesMay 2026 Sale
Dec 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:034 L:017

Property Details

APN / Parcel Number

Primary APNCOTU M:034 L:017
Alternative APN
  • 19786

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,195 sqft Living Area
Gross Area4,282 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area76,230 sqft (1.75 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19786
Street Address1045 MAIN ST
CityCOTUIT
StateMA
Zip02635-3338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number17
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1020
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:034 L:017

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 COLUMBIA ST, WELLESLEY HILLS, MA 02481-1603
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Quit Claim Deed, Transfer
Dec 08, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ARTHUR J GUTIERREZ J

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2026 · Amount on Record
Deed SaleMay 08, 2026 · Amount on Record
Prior SaleAug 01, 2023 · Amount on Record
Deed Document Number202617834
Deed Book / Page37610 / 140
Prior Transfer DateNov 03, 2022
Prior Transfer Doc0000054674
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOTUIT MA
Recording DateMay 08, 2026
Property Address1045 MAIN ST, COTUIT, MA 02635-3338
Document Number037610-140
Book / Page37610 / 140
Instrument DateApr 29, 2026
Instrument2026.17834
Transaction TypeTransfer
Record UpdatedMay 28, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 COLUMBIA ST, WELLESLEY HILLS, MA 02481-1603

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address1045 MAIN ST, COTUIT, MA 02635-3338
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037345-208
DateDec 08, 2025
Book Page37345/208
Instrument50704
Lender
NameARTHUR J GUTIERREZ J
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,358.00 (+29.96%)$1,719,500 (+22.65%) Land $1,028,700 Building $690,800$1,677,415
2024$11,048.00 (+13.16%)$1,402,000 (+20.2%) Land $1,028,700 Building $373,300
2023$9,763.00$1,166,400 Land $855,000 Building $311,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
12 of 32 on primary residences
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023, rainfall accumulation
Flood Events
  • Hurricane Bob (Aug 1991), 5 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cotuit Historic District
listed 1987 · 106 contributing resources · NRIS 87000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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