1035 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 1035 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Nov 1992)
Tax Bill	$12,351 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COTU M:034 L:018`

Property Details

APN / Parcel Number

Primary APN	`COTU M:034 L:018`
Alternative APN	`19795`

Exterior

Lot Area	16,117 sqft (0.37 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	19795
Street Address	1035 MAIN ST
City	COTUIT
State	MA
Zip	02635-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1020
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:034 L:018

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1035 MAIN ST, COTUIT, MA 02635-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 1992 · Amount on Record
Deed Sale	Nov 25, 1992 · Amount on Record
Prior Sale	Oct 14, 1988 · Amount on Record
Deed Book / Page	8326 / 128
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	1035 MAIN ST, COTUIT, MA 02635
Document Number	33196-222
Instrument Date	Aug 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 MAIN ST COTUIT MA 02635, COTUIT, MA 02635

Mortgage

Document Number	33196-222
Date	Aug 25, 2020
Book Page	033196/000222
Instrument	43698

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,351.00 (+6.16%)	$1,479,200 (+0.19%) Land $841,000 Building $638,200	$1,779,350
2024	$11,634.00 (+12.61%)	$1,476,400 (+19.61%) Land $841,000 Building $635,400
2023	$10,331.00	$1,234,300 Land $695,000 Building $539,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023, rainfall accumulation
Claims By Storm	Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cotuit Historic District listed 1987 · 106 contributing resources · NRIS 87000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.