1045 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1045 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,236 sqft · built 1994
Lot Size	0.677 acres (29,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Sep 2009)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`595-430-04-08`

Property Details

APN / Parcel Number

Primary APN	`595-430-04-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	29,510 sqft (0.677 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1045 LAGUNA SECA LOOP
City	CHULA VISTA
State	CA
Zip	91915-1215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 4 US 25PER DOC93-0791437&UND INT IN TR 013043
Legal Subdivision	92-03 CHULA VISTA
Legal Tract	013043
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13315

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 18, 2018	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
Jun 26, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING INC
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 23, 2020	Loan Modification, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Prior Sale	Apr 2, 2009 · Amount on Record
Deed Document Number	2009536789
Prior Transfer Date	Mar 27, 2009
Prior Transfer Doc	0000167371
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Document Number	0000157025
Instrument Date	Apr 30, 2026
Instrument	2026157025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Investor	Possibly a Property Investor

Mortgage

Document Number	0000157025,
Date	Jun 2, 2026
Instrument	2026157025

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	May 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215

Mortgage

Document Number	0000010386
Date	Jan 13, 2023
Instrument	2023-0010386

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153863
Date	Apr 18, 2018
Instrument	2018-0153863

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250398
Date	Jun 26, 2019
Instrument	2019-0250398

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155395
Date	Mar 26, 2020
Instrument	2020-0155395

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215

Mortgage

Document Number	0000383157
Date	May 20, 2021
Instrument	2021-0383157

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1045 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Document Number	0000661124
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1045 LAGUNA SECA LOOP CHULA VISTA CA 919151215, CHULA VISTA, CA 91915-1215

Mortgage

Document Number	0000661124
Date	Oct 27, 2020
Instrument	661124

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,505 (+2%) Land $145,112 Building $181,393
2025	$4,354.00 (+9.51%)	$320,104 (+4.04%) Land $142,267 Building $177,837
2023	$3,976.00 (+12.99%)	$307,676 Land $136,744 Building $170,932
2022	$3,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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