1039 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1039 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,341 sqft · built 1994
Lot Size0.677 acres (29,510 sqft)
Owner2 Individual Names on Record
Last Sale$383,000 (Sep 2014)
Tax Bill$5,456 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-430-04-05

Property Details

APN / Parcel Number

Primary APN595-430-04-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,341 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Lot Area29,510 sqft (0.677 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1039 LAGUNA SECA LOOP
CityCHULA VISTA
StateCA
Zip91915-1215
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC4RC10
Legal DescriptionLOT 4 US 22PER DOC93-0791437&UND INT IN TR 013043
Legal SubdivisionCHAMPIONSHIP CLASSICS 1 92-03
Legal Tract013043
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1039 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2014 · Amount on Record
Deed SaleSep 3, 2014 · Amount on Record
Prior SaleAug 9, 2010 · Amount on Record
Deed Document Number2014378972
Prior Transfer DateMay 7, 1999
Prior Transfer Doc0000315517
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1039 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1215
Document Number0000116329
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1039 LAGUNA SECA LOOP CHULA VISTA CA 919151215, CHULA VISTA, CA 91915-1215

Mortgage

Document Number0000116329
DateMar 5, 2020
Instrument116329
Lender
NameMCJAB INC
AddressSAN DIEGO, CA 92123
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$469,504 (+2%) Land $224,330 Building $245,174
2025$5,456.00 (+5.37%)$460,299 (+4.04%) Land $219,932 Building $240,367
2023$5,178.00 (+2.86%)$442,427 Land $211,393 Building $231,034
2022$5,034.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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