Bedford County property record for 1045 Grindstone Cir, Everett, PA 15537 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2007 |
| Square Footage | 5,852 sqft Living Area |
| Lot Size | 31,407 sqft (0.721 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $7,226.00 (2026) |
| Primary APN | F.09-0.00-631 |
|---|---|
| Alternative APN |
|
| Building Area | 5,852 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 31,407 sqft (0.721 acres) |
| Garage Type | Attached Garage |
| Street Address | 1045 GRINDSTONE CIR |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-6876 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 55 & 57 OFF F9-250A |
| Legal Subdivision | WOLF PARK PLAN |
| Legal Lot Number | 55,57 |
| Jurisdiction | BEDFORD PA |
| Minor Civil Division | SNAKE SPRING |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 961002 |
Source: Bedford County records · APN F.09-0.00-631
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Jul 16, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 02021/4200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Document Number | 02022/3550 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 2022/3550 |
| Instrument | 2022-003550 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02020/7102 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2020/7102 |
| Instrument | 2020-007102 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jul 16, 2021 |
| Property Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Document Number | 02021/4200 |
| Book / Page | 2021 / 4200 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-004200 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 LINDEN AVE, 331, JOHNSTOWN, PA 15902-2532 |
| Name | Verified Name |
|---|---|
| Address | 1045 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Snake Spring Township |
| Unified School District | Bedford Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,226.00 (+14.46%) | $425,000 (-) Land $57,200 Building $367,800 | $425,000 (-) Land $57,200 Building $367,800 |
| 2025 | $425,000 (-) Land $57,200 Building $367,800 | ||
| 2023 | $6,313.00 Additional exemption filed | $425,000 Land $57,200 Building $367,800 | |
| 2012 | $425,000 Land $57,200 Building $367,800 |
Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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