Bedford County property record for 1038 Grindstone Cir, Everett, PA 15537 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,566 sqft · built 2006 |
| Lot Size | 0.636 acres (27,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Jul 2002) |
| Tax Bill | $14,318 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | F.09-0.00-543 |
| Primary APN | F.09-0.00-543 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,566 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 27,704 sqft (0.636 acres) |
| Garage Type | Attached |
| Street Address | JUNIATA MLS |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 JUNIATA MILLS OFF OF F9-521 |
| Legal Lot Number | 61 |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | SNAKE SPRING |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 961002 |
Source: Bedford County records · APN F.09-0.00-543
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Aug 02, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2002 · Amount on Record |
| Deed Sale | Jul 26, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jul 29, 2026 |
| Property Address | JUNIATA MLS, EVERETT, PA 15537 |
| Document Number | 0000003333 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263333 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1038 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Document Number | 0000003333, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20263333 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1038 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1038 GRINDSTONE CIR, EVERETT, PA 15537-6876 |
| Document Number | 2021/4551 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 2021/4551 |
| Instrument | 2021-004551 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Snake Spring Township |
| Unified School District | Bedford Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,318.00 (+226.97%) | $294,800 (-) Land $56,400 Building $238,400 | $294,800 (-) Land $56,400 Building $238,400 |
| 2025 | $294,800 (-) Land $56,400 Building $238,400 | ||
| 2023 | $4,379.00 Additional exemption filed | $294,800 Land $56,400 Building $238,400 | |
| 2012 | $294,800 Land $56,400 Building $238,400 |
Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420099610021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Crowsnest Broadband | Fixed Wireless (licensed-by-rule) | 400 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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