1045 Eugene Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1045 Eugene Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,456 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2021)
Tax Bill$6,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.19-6-15
Alternative APN
  • 280005901900060150000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,456 sqft Living Area
1st Floor832 sqft 1st Floor
Upper Floors624 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,148 sqft (0.21 acres)
Depth X Width150 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area292 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1045 EUGENE DR
CitySCHENECTADY
StateNY
Zip12303-4309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G STOODLEY GAR #2-25 5.-389-11
Legal SubdivisionSTOODLEY GARDENS
Legal Block6
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3007
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.19-6-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1045 EUGENE DR, SCHENECTADY, NY 12303-4309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU
Mar 01, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2021 · Amount on Record
Deed SaleMar 01, 2021 · Amount on Record
Prior SaleAug 02, 2012 · Amount on Record
Deed Doc Number20218097
Deed Book / Page2053 / 293
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 01, 2024
Property Address1045 EUGENE DR, SCHENECTADY, NY 12303-4309
Document Number0000013043
Book / Page2126 / 493
Map ReferenceMAP 2
Instrument DateJan 23, 2024
Instrument202413043
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,084.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1045 EUGENE DR, SCHENECTADY, NY 12303-4309

Transferred To (Grantee/Buyer)

NameVerified Name
Address3577 CARMAN RD # 1-1, 1, SCHENECTADY, NY 12303-5354

Mortgage

Document Number0000013044
DateMar 01, 2024
Book Page5361/353
Instrument202413044
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2054

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 01, 2021
Property Address1045 EUGENE DR, SCHENECTADY, NY 12303-4309
Document Number0000008097
Book / Page2053 / 293
Instrument DateJan 25, 2021
Instrument202108097
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyA AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25 PEBBLE BEACH DR, 25, CLIFTON PARK, NY 12065-1126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address994 BURDECK ST APT 212, 212, ROTTERDAM, NY 12306-1060

Mortgage

Document Number0000008098
DateMar 01, 2021
Instrument202108098
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,349.00$173,000 (-) Land $12,600 Building $160,400$266,200 (+16.96%) Land $19,388 Building $246,812
2023$173,000 Land $12,600 Building $160,400$227,600 Land $16,577 Building $211,023

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Eugene Dr

Nearby Streets

Search Property Records by Address or Parcel Number