1038 Eugene Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1038 Eugene Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,624 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2019)
Tax Bill	$5,322.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.19-5-9`
Alternative APN	`280005901900050090000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,624 sqft Living Area
1st Floor	1,208 sqft 1st Floor
Upper Floors	416 sqft Upper Floors
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	264 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	60 sqft Shed
Porch	1 Porch
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1038 EUGENE DR
City	SCHENECTADY
State	NY
Zip	12303-4310
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10 R,G STOODLEY GAR #2 5.-388-21
Legal Subdivision	MAP 2 OF STOODLEY GARDENS
Legal Block	5
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	3
Census Block	3005
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.19-5-9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1038 EUGENE DR, SCHENECTADY, NY 12303-4310
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2019 · Amount on Record
Deed Sale	Oct 09, 2019 · Amount on Record
Deed Doc Number	201945685
Deed Book / Page	2021 / 631
Prior Transfer Date	Feb 01, 2006
Prior Transfer Doc	1727000356
Record Refreshed	Jun 08, 2026

October 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 09, 2019
Property Address	1038 EUGENE DR, SCHENECTADY, NY 12303-4310
Document Number	0000045685
Book / Page	002021 / 000631
Instrument Date	Oct 04, 2019
Instrument	45685
Transaction Type	Foreclosure
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1109 WATERVLIET SHAKER RD ALBANY NY 122052010, ALBANY, NY 12205-2010

Mortgage

Document Number	45687
Date	Oct 09, 2019
Book Page	004944/000770
Instrument	45687

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00	$145,000 (-) Land $12,600 Building $132,400	$223,100 (+16.93%) Land $19,387 Building $203,713
2023		$145,000 Land $12,600 Building $132,400	$190,800 Land $16,580 Building $174,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.