1045 Emelita St, Fallbrook, CA 92028 Property Records

San Diego County property record for 1045 Emelita St, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,578 sqft · built 1974
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Jul 2024)
Tax Bill	$8,720 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-403-13-00`

Property Details

APN / Parcel Number

Primary APN	`105-403-13-00`
Alternative APN	`1054014700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1054014700
Street Address	1045 EMELITA ST
City	FALLBROOK
State	CA
Zip	92028-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1 ELY 70 FT OF WLY 470 FT OF NLY 136 FT OF SLY 246 FT OF TR 000132
Legal Subdivision	SHIPLEY
Legal Tract	000132
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3001
Census Tract	18904

Owner

1045 Emelita St is owned and occupied by two individuals who bought it in July 2024.

Source: San Diego County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Oct 26, 2021	Grant Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
May 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	2024172210
Prior Transfer Date	Feb 10, 2004
Prior Transfer Doc	0000126603
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2026
Property Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310
Document Number	0000264981
Instrument Date	Sep 1, 2026
Instrument	2026264981
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310

Mortgage

Document Number	0000264981,
Date	Sep 10, 2026
Instrument	2026264981

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2021
Property Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310
Document Number	0000742212
Map Reference	MAP 132
Instrument Date	Sep 30, 2021
Instrument	2021-0742212
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2018
Property Address	1045 EMELITA ST, FALLBROOK, CA 92028-2310
Document Number	0000203941
Instrument Date	May 11, 2018
Instrument	203941
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1045 EMELITA ST FALLBROOK CA 920282310, FALLBROOK, CA 92028-2310

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Emelita St was $8,720.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,200 (+2%) Land $510,000 Building $316,200
2025	$8,720.00	$810,000 Land $500,000 Building $310,000
2023	$7,342.00 (-0.03%) Homeowner's exemption	$698,699 Land $260,297 Building $438,402
2022	$7,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1045 Emelita St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Emelita St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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